Let’s work out where you stand with your current financial situation. Simply have a play with our calculator tools to get a clearer picture.

Are you prepared to have a powerful conversation about your financial future?

How we make it happen – the ema way:

Step 1

We start with getting to know you and taking small steps, so we are all on the same page

Step 2

We cut through all the fluff and nonsense for you & explain it to you in plain English

Step 3

We get it done for you, using our knowledge and panel of industry experts


It’s never too late to think about your financial situation. The question to ask yourself is, “Am I willing to work a little harder this year to make my money go further for me than it did last year?” Have you taken steps to better your financial position, but feel stuck? Or are you on your journey to growing your knowledge but feeling overwhelmed?

We hear you!

No matter how simple or complex your needs are, if it’s related to your money – we can help.


Have you got the will? We have the way for you here at ema. Our team has the skills and industry know-how to not only make your goals achievable, but to also be here with you when you are ready to set a new one… and help you knock over that one too!

Got a complex scenario that no one seems to be able to help you with? Talk to us – we will solve it for you.


Are you ready to go? Let’s make it happen!

Call us 1800 362 346 or ask ema:


Rates below

Rates below 3%p.a.*
Can’t get any lower, talk to us how we can make this happen.

Start with a

Buy your own home
with $5,000*
Ask ema

Are you

No worries, We are your Self-employed Specialists!
Ask ema how we can help.